Protect your business from the growing risks and expense of employment practices related law suits.

Coverage Highlights and Benefits

  • Employment discrimination
  • Immigration/IRCA coverage
  • Franchisor coverage endorsement
  • Harassment training
  • Access to loss prevention website
  • Monthly HR Express updates and alerts
  • Convenient toll free number

Employment Practices Liability Insurance (EPLI)

Legislation such as the Family Medical Leave Act (FMLA) and the Americans With Disabilities Act (ADA) and a dramatic increase in the number of employment-related lawsuits and claims have made it imperative for business owners to purchase EPLI coverage. An EPLI policy provides insurance protection and defense cost coverage for employment-related claims and lawsuits (typically excluded for other policies) including allegations of:

  • Gender, age and other forms of discrimination
  • Sexual harassment
  • Wrongful termination or discipline
  • Negligent compensation, promotion or hiring decisions
  • Invasion of privacy

All companies, regardless of size, should make clear, consistent personnel policies and practices their first line of defense against employment related claims. Being “right” may not be enough, though, and EPLI coverage is an important and relatively inexpensive part of a comprehensive risk-management strategy.